Checkmyfile Logo

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Key information about Checkmyfile: origin, designer, industry, and logo introduction year.

Website	checkmyfile.com
Country	United Kingdom
Industry	Banking and Finance

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Checkmyfile is the UK’s most detailed multi-agency credit report and credit score provider, offering the only credit score that combines data from Experian, Equifax, and TransUnion into one comprehensive report. Founded in 1998 and headquartered in Truro, Cornwall, England (20-21 Lemon Street, Truro, TR1 2LS), Checkmyfile Limited is an active private limited company incorporated on March 28, 2003 (company number 04715102) that has helped people nurture their credit health for over 20 years from its Cornwall base.

Checkmyfile provides the most detailed credit report available online, breaking down up to six years of credit history from all three major credit reference agencies into one simple-to-use, independent, and highly confidential review. The platform shows users their complete credit history including everything from joint accounts to registering to vote, giving an independent, holistic view of credit history so users can see where to improve, keep up to date with spending and borrowing habits across all key credit accounts, and understand their habits while pinpointing patterns. The service includes a dedicated, person-centred customer service team that works with users to provide clarity on credit health, help put things right, and get them where they want to be.

The service offers a FREE 7-day trial, then costs £9.99 per month (with some sources citing £14.99/month), and users can cancel online anytime or contact freephone support Monday to Friday 9am-5pm excluding bank holidays. Checkmyfile pledges never to sell personal data, maintains consistently good Trustpilot ratings, and doesn’t damage or affect credit scores—instead helping users improve them over time by identifying errors that could impact overall credit health. The platform is frequently recommended by mortgage brokers for its user-friendly experience and convenience of gathering all information in one location rather than retrieving reports from individual agencies separately.

Checkmyfile