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Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers. Equifax operates or has investments in 24 countries in the Americas, Europe, and Asia Pacific. With over 10,000 employees worldwide, Equifax has US$3.1 billion in annual revenue and is traded on the New York Stock Exchange under the symbol EFX. Like all credit reporting agencies, the company is required by U.S. law to provide consumers with one free credit report every year.