Faster Payments

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Brand information:

Website	Faster Payments
Country	United Kingdom
Industry	Banking and Finance

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The Faster Payments logo features blue color:

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The Faster Payments Service is a United Kingdom banking initiative to reduce payment times between different banks’ customer accounts to typically a few seconds, from the three working days that transfers usually take using the long-established BACS system. CHAPS, which was introduced in 1984, provides a limited faster-than-BACS service for “high value” transactions, while FPS is focused on the much larger number of smaller payments, subject to limits set by the individual banks, with some allowing Faster Payments of up to £250,000. Transfer time, while expected to be short, is not guaranteed, nor is it guaranteed that the receiving institution will immediately credit the payee’s account.

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