Fourthline is one of Europe’s fastest-growing fintech companies specializing in digital KYC (Know Your Customer) identity verification and fraud detection, solving mission-critical identity challenges for banks, fintechs, and non-financial businesses with a single API integration. Founded in 2017 and headquartered in Amsterdam, North Holland, Netherlands (James Wattstraat 77 R, Amsterdam, 1097 DL, NL), with an additional location in Barcelona, Catalonia, Spain (Carrer Ciutat de Granada 150, 08018), Fourthline is a privately held company with 201-500 employees in the financial services industry that makes compliance a competitive advantage for its clients.
Fourthline offers comprehensive KYC (Know Your Customer), CDD (Customer Due Diligence), AML (Anti-Money Laundering), and CTF (Counter-Terrorist Financing) solutions for the whole customer lifecycle, building tailored identity verification and fraud prevention solutions that ensure regulatory adherence without compromising customer experience or security. The company’s modular platform is driven by sovereign AI, allowing businesses to control costs and remain compliant at every stage of scaling, with onboarding customers in less than 2 minutes through the most comprehensive level of verification. Fourthline’s Fourthline Formula is the most extensive set of KYC analyses in the industry, catching 60% more fraudsters and flagging high-risk cases with best-in-class fraud protection at industry-leading conversion and compliance levels.
Fourthline is trusted by industry leaders across Europe including N26, Qonto, Trade Republic, flatexDEGIRO, Scalapay, Shine, DeGiro, solarisBank, Flatex, and ING, verifying millions of identities for customers in financial and non-financial businesses. The company is part of Safened-Fourthline BV, which is regulated as a Payment Institution by the Dutch Central Bank and the Financial Conduct Authority (FCA), with an executive team boasting combined experience of more than 80 years at top banks and consultancies, and investors including Finch Capital and Rudolf Booker. Key offerings include bank-grade security and compliance, AI-powered solutions for faster onboarding, industry-leading conversion rates, and a frictionless customer experience with real-time authentication proving no need to compromise on customer experience.
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