Moss is the all-in-one spend management platform built for modern finance teams, serving as one of Europe’s biggest fintech success stories since being born in Berlin in 2019. The platform brings together corporate cards, invoice management, and reimbursements in one unified solution, enabling businesses to manage card payments, employee expenses, invoices, and cash flow entirely in one place. Over 10,000 businesses across Europe trust Moss to manage everything from smart cards to accounts payable, procurement, and reimbursements.
Moss offers unlimited corporate credit cards (physical and virtual), easy expense management, end-to-end accounts payable, and faster month-end closing with AI-powered pre-accounting that extracts 99% of data and pre-fills nearly every field including VAT, cost centers, and cost carriers. The platform enables businesses to set budgets, automate approvals, sync with ERPs, customize approval workflows, automate receipts and invoice processing, and achieve real-time expense tracking on any device, closing books 4x faster within 30 days. Moss provides a powerful payment management solution developed in cooperation with a German partner bank, offering seamless accounting integration, full fraud protection, and global acceptance via the Mastercard network.
The platform integrates with 40+ accounting and HR tools, offers a free plan for up to 3 users with unlimited cards and up to 20 invoices per month, and charges a single platform fee aligned with functionality needs with flexible pricing, unlimited users, and no monthly fees or setup costs. Headquartered in Berlin, Germany (Saarbrücker Str. 37A, 10405 Berlin), Moss is a privately held company with 300+ employees and has secured €180M in funding, with a presence in Germany, the Netherlands, the UK, Poland, and Estonia through offices in Berlin, London, Amsterdam, Warsaw, and Tallinn.